MerchantRateCheck
Free rate review · No obligation

Stop overpaying on credit card processing fees

Most businesses are overpaying 15–40%. Get a free rate analysis and see exactly how much you could keep. Most businesses save 15–40% in 24 hours.

Bank-level security
Analysis in 24 hours
No contract required

As featured in

ForbesINC.EntrepreneurTechCrunchBusiness InsiderBloomberg

How it works

Save thousands in three simple steps

Step 1

Enter your business details

Takes 60 seconds. Just your industry, monthly volume, and current processor.

Step 2

We analyze your current rates

Our team reviews your effective rate and identifies exactly where you're overpaying.

Step 3

Get matched with lower-cost options

We introduce you to vetted processors — typically saving 15–40% with no setup fees.

Savings calculator

See how much you could save

Pick your industry and your monthly volume — we'll show you the gap.

$25,000
$1k$500k
Industry-average effective rate is ~2.9%. Optimized rate is ~2.2%.

Free · No contract · 60-second form

Estimated savings
You could save
$175/mo
That's $2,100 back in your pocket every year.
Optimized rate
2.2%
Most pay
2.9%
Estimate range — your actual savings depend on card mix, ticket size, and current contract.

Built for your industry

We know what your business should be paying

Industry-specific benchmarks across 40+ verticals. Find yours.

2,400+
Businesses helped
$327/mo
Average savings
24 hrs
Typical turnaround
"Cut my processing bill by $612/month. Took less than 10 minutes to sign up."
Maria G.
Owner · Corner Cafe
"I'd been with the same processor for 7 years. Turns out I was overpaying by 34%."
James D.
GC · Summit Contracting
"Finally, a straight answer on fees. No games, no long contracts."
Priya S.
Owner · Boutique Retail

Check your rates now

60 seconds. No credit card. See exactly how much you're overpaying.